Does Auto Insurance Cover Mechanical Repairs. Car insurance may help cover the cost of repairs if the issue is the result of a collision or another covered incident such as theft or fire. In most cases car insurance even full coverage wont cover your cars repair if its just due to mechanical breakdown or wear and tear.
But repairs for routine wear and tear or mechanical breakdowns are typically not covered by an auto insurance. We realize how inconvenient it can be to have your vehicle out of service so we strive to get you back on the road as soon as possible with a quality repair. No car insurance does not cover engine repairs unless you have mechanical breakdown insurance or the damage is the result of a covered cause such as a car crash.
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Which is why it is sometimes called Other than Collision coverage. Ad Do You Have Enough Coverage. Ad Find the Right Auto Insurance Coverage for Your Needs from State Farm. In most cases car insurance even full coverage wont cover your cars repair if its just due to mechanical breakdown or wear and tear.
